{"id":7762,"date":"2022-01-30T11:26:38","date_gmt":"2022-01-30T10:26:38","guid":{"rendered":"https:\/\/ppiswedia.com\/masakini\/?p=7762"},"modified":"2023-12-04T22:58:28","modified_gmt":"2023-12-04T21:58:28","slug":"some-tips-that-could-maximize-your-spending-during-your-stay-in-sweden","status":"publish","type":"post","link":"https:\/\/ppiswedia.org\/masakini\/some-tips-that-could-maximize-your-spending-during-your-stay-in-sweden\/","title":{"rendered":"Some Tips That **Could** Maximize your Spending during Your Stay in Sweden"},"content":{"rendered":"\n<p>As a student, generally, our <em>\u201ckodrat\u201d<\/em> (re: nature) is basically to <strong>spend money, <\/strong>be it for grocery shopping, day-to-day transportation, or simply to have fun.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh4.googleusercontent.com\/LuVoT2zf1cTeOit7oq3cOxzHxVsQQ0J-pMQ9LQZ4apVRoVchqyO6w1w4avzW8wD1eNu3LR8qftnKEXDn9o99wFjRW4ybPYlthQnU5CAYTHBWsG4GmfvlPJk_atW3zTV13pKlcGdY\" alt=\"Graphical user interface, text\n\nDescription automatically generated\"\/><figcaption class=\"wp-element-caption\">Fig 2. <em>Translation: \u201cThe requirement to have fun is to have fund.\u201d<\/em> <em>&nbsp;<\/em>(credit: <a href=\"https:\/\/twitter.com\/BigAlphaID\/status\/1376446742644760576\">@BigAlphaID<\/a> on twitter)<\/figcaption><\/figure>\n\n\n\n<p>As a not-so-frugal student who has been spending 4 months here in Stockholm trying to maximize my spending, here are some tips for you to ensure every <em>krona<\/em> is spent wisely.<\/p>\n\n\n\n<p><strong>Pre-departure<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Apply for a travel credit card before starting your study abroad*<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The interesting thing about the credit card market in Indonesia is the variety of benefits it could offer, so you could choose any that matches your lifestyle. If you\u2019ve been working to achieve a certain level of income and planning to study abroad, I highly suggest applying for a travel credit card that could convert your transactions into miles.<\/p>\n\n\n\n<p>Then, try to spend your shopping with the card so you could earn miles with that. I did this right before my study and when I checked my miles, I guessed I could redeem my miles for a roundtrip ticket to Helsinki with a few more spending.<\/p>\n\n\n\n<p>(*Owning a credit card comes with risks and benefits so please check whether it is suitable or not for you, oh and always pay the bill on time!)<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"2\">\n<li><strong>Join airline membership that offers student price<\/strong><\/li>\n<\/ol>\n\n\n\n<p>There are several airlines that offer promotions for students. Here are some airlines that I know provide discounts and other perks for students: <a href=\"https:\/\/www.qatarairways.com\/en\/Privilege-Club\/student-club-join-now.html?P1=U3k2ZFdlM2t3b1E9&amp;R1=UjYrcFVRSktDYlR0RlZjZE5lU1pRZz09&amp;iid=ALL97317200\">Qatar Airways<\/a>, <a href=\"https:\/\/www.turkishairlines.com\/en-se\/student\/\">Turkish Airlines<\/a>, <a href=\"https:\/\/www.etihad.com\/en\/book\/special-offers\/promotion\/student-special-fares\">Etihad<\/a>, <a href=\"http:\/\/singaporeair.com\/en_UK\/us\/plan-travel\/promotions\/student-privileges\/\">Singapore Airlines<\/a>, and <a href=\"https:\/\/www.garuda-indonesia.com\/nl\/nl\/special-offers\/sales-promotion\/Special-student-fares?__cf_chl_captcha_tk__=rHDDPFuLQPc4q0rB9buXsBDp7TbmLH6gwdqaXs9IpoQ-1642176804-0-gaNycGzNCNE\">Garuda Indonesia<\/a>. When I came here, I went with Qatar Airways and the student membership really helped in adding an extra 10kg of baggage! Now I already mentioned several airlines and it\u2019s your turn to research which one is the most suitable for your trip to Sweden!<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"3\">\n<li><strong>Use e-sim while waiting for your Swedish sim card<\/strong><\/li>\n<\/ol>\n\n\n\n<p>I found this start-up, <a href=\"https:\/\/ref.airalo.com\/tTca\">Airalo<\/a>, is useful in helping my connectivity in my first months in Sweden. If you want to have a post-paid sim card, you have to wait until you get your personnummer, your Swedish personal identity number. So while waiting for my PN to arrive, I subscribed to monthly data through e-sim in Airalo.<\/p>\n\n\n\n<p>If your phone supports this feature, I suggest you better go with e-sim so you can have both physical sim (from Indonesia) and temporary e-sim that only cost me $5 (from Airalo in my case) working at the same time. You can also read the detail <a href=\"https:\/\/ppiswedia.org\/masakini\/penggunaan-e-sim-di-swedia\/\">here<\/a>, my friend Widi made a great article about e-simcard!<\/p>\n\n\n\n<p><strong>When in Sweden (and in some case, after you get your Personnummer)<\/strong><\/p>\n\n\n\n<p>I need to make it on another section since basically your life in Sweden is <em>officially<\/em> started once you get your personnummer \ud83d\ude00 (read <a href=\"https:\/\/skatteverket.se\/servicelankar\/otherlanguages\/inenglish\/individualsandemployees\/movingtosweden.4.7be5268414bea064694c40c.html\">here<\/a> on how to apply for the personnummer)<\/p>\n\n\n\n<p>So without further ado, here are some tips (again, based on my experience) to spend wisely here in Sweden (after you get your PN)<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Sign up for any membership that gives you discounts<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Many stores in Sweden offer memberships that in return give discounts as a benefit. My tip is basically.. just sign up! I regularly do groceries at Willy\u2019s so I signed up for <a href=\"https:\/\/www.willys.se\/artikel\/om-oss\/willys-plus?gclid=CjwKCAiA24SPBhB0EiwAjBgkhgnfaaYQ2WdyG0JrrN96gm9SgWDDhDbvL9QGYasZ_rpSVggRtnaoFBoCAwgQAvD_BwE\">Willy\u2019s Plus membership<\/a> and sometimes I get discounts (<em>like a really huge discount<\/em>) on some items. I also do the same for IKEA by becoming an <a href=\"https:\/\/www.ikea.com\/se\/sv\/ikea-family\/\">IKEA Family<\/a> member.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/lh6.googleusercontent.com\/Xt21in7iWgWa0NMY8CW9pNfG0lo2J_gVGBKBzd7XFprHo42gDUyTBwyfS3l5bYyGwLj4KwgxjyWl3Fi3cgZKItylsKJY0HMnZVEMJ4oL1v-XpFSAQQQ95D5sYuGa3ph54-wlRcJC\" alt=\"Graphical user interface, website\n\nDescription automatically generated\" width=\"542\" height=\"1087\"\/><figcaption class=\"wp-element-caption\">Fig 3. You can check the member price through Willy\u2019s app.&nbsp;1 kg of drumstick for 9.90:- is definitely a good deal!<\/figcaption><\/figure>\n\n\n\n<ol class=\"wp-block-list\" start=\"2\">\n<li><strong>Look for student discounts!<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Not only member discounts, some also provide student discounts. As my uni\u2019s student card is connected to <a href=\"https:\/\/mecenat.com\/se\">Mecenat<\/a>, I can get discounts from merchants that are affiliated with Mecenat. Even without Mecenat, I highly encourage you to always ask the store whether there is a student discount or not since maybe it is not written.&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"3\">\n<li><strong>Other discounted shopping options<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Sweden is well-known for its <a href=\"https:\/\/ppiswedia.org\/masakini\/second-hand-culture-in-sweden\/\">second-hand stores<\/a>. However, not everyone (<em>in this case: me<\/em>) is into second-hand shopping. I then found two other options that could help in my <em>need<\/em> for new clothes. My favorites are <a href=\"https:\/\/www.afound.com\/sv-se\/dam\">Afound.com<\/a>, an online marketplace from H&amp;M group, and <a href=\"https:\/\/www.asos.com\/se\/kvinna\/\">ASOS.com<\/a>. Oh and generally you\u2019re <a href=\"https:\/\/europa.eu\/youreurope\/citizens\/consumers\/shopping\/guarantees-returns\/index_en.htm\">entitled to 14 days free return<\/a> on online stores here, so don\u2019t worry, you can simply return if the size doesn\u2019t fit.<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"4\">\n<li><strong>On Food<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Sometimes (or most of the time) I am bored with my bland cooking and want to eat out. Back in Indonesia, I was spoiled with the ease of ride-hailing and food delivery apps. Therefore, I looked for these kinds of apps in Sweden, hoping for similar discounts as I had in Indonesia. I now have four different food delivery apps: <a>Bolt Food<\/a>, <a href=\"https:\/\/www.foodora.se\/referral?code=5ab8410303545143842195db3e899c8f&amp;geid=OP_SE\">Foodora<\/a>, <a href=\"http:\/\/ubr.to\/EatsGiveGet\">Uber Eats<\/a>, and <a href=\"https:\/\/get.wolt.com\/BWUB67B\">Wolt<\/a>. Turned out, there is a discount, but most are still expensive :\u201d)&nbsp; My tip is to benefit from the first order discount. It *could* help to save some <em>krona<\/em>.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh4.googleusercontent.com\/HYm6RIo8E5UkoPbh56ciHN6Ep3T1u75X5l83kTWuP4eGv7A79Cc2ii2_UQNugn3kXWe_GKXIZTat3rt5G_IDSZCipl7CyZs9VjSzg6zXkE7OvLJFRd1bdQjUnQPFWBfj8T2L_7r_\" alt=\"A screenshot of a phone\n\nDescription automatically generated with low confidence\"\/><figcaption class=\"wp-element-caption\">Fig 4. You can tell I\u2019m a foodie from these apps \ud83d\ude09<\/figcaption><\/figure>\n\n\n\n<p>As you can see above, I also have several fast-food apps like McDonald\u2019s and Max Express. I\u2019ve been regularly using McDonald\u2019s app since sometimes you could get coupons like buy-1-get-1 BigMac. This is a good deal! I also have Max Express, an app for Max Burgers, a Swedish fast-food chain. It doesn\u2019t provide a discount but it could save your time whenever you want to order food during peak hour. The pink one on the bottom left, Karma, is also an app to buy foods at discounted prices so that they won\u2019t go to waste. You can simply open the app, check restaurants nearby, check the menu provided, buy it from the app, and simply pick it up from the restaurants.<\/p>\n\n\n\n<p>Lately, I also found joy in going to coffee shops for studying. Or simply just to have a cup of tea by my side during studying in the library. I, therefore, subscribe to monthly unlimited coffee\/tea from Espresso House, the largest coffee chain in Sweden. By paying 149:- per month, I could get coffee or tea once every two hours. I checked my order log from the previous month and I ordered 25 cups of coffee and tea in December. I think 6:- per cup is definitely a good deal.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh4.googleusercontent.com\/kWB39cOBOieuHLSOjkcJZ62NPXtQ7oyLXvUc8MVhMH-OhK-BBOmS7npwe-rcW9C1hLybqVJcWxcZXSOiaHc-wmXOGH0j_BS94fYN2wmPMjRx81-_N0P7albb7qPQQ8Gsjs4XdCdo\" alt=\"COFFEE SUBSCRIPTION Shutup and Take My Money - Shutup and Take My Money |  Make a Meme\"\/><figcaption class=\"wp-element-caption\">Fig 5. The picture said it all (credit: <a>make a meme<\/a>)<\/figcaption><\/figure>\n\n\n\n<p>Last but not least, <strong>please take these tips with a grain of salt <\/strong>and <strong>only apply tips that fit you<\/strong>. I hope you find these tips helpful for your stay here in Sweden.<\/p>\n\n\n\n<p>Do you have other tips? Please share in the comment below so we can help each other to <em>spend wisely!<\/em><\/p>\n\n\n\n<p>Hej d\u00e5!<\/p>\n\n\n\n<p><strong><strong><strong><strong>Debby Tampubolon<br>Industrial Management<br>KTH Royal Institute of Technology<\/strong><\/strong><\/strong><\/strong><\/p>\n\n\n\n<p><strong><em>Editor: Putu Christ Wirawan<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1892\" height=\"392\" src=\"https:\/\/ppiswedia.org\/masakini\/wp-content\/uploads\/2021\/10\/Screenshot-2021-09-27-at-14.26.00.png\" alt=\"\" class=\"wp-image-7656\" srcset=\"https:\/\/ppiswedia.org\/masakini\/wp-content\/uploads\/2021\/10\/Screenshot-2021-09-27-at-14.26.00.png 1892w, https:\/\/ppiswedia.org\/masakini\/wp-content\/uploads\/2021\/10\/Screenshot-2021-09-27-at-14.26.00-768x159.png 768w, https:\/\/ppiswedia.org\/masakini\/wp-content\/uploads\/2021\/10\/Screenshot-2021-09-27-at-14.26.00-1536x318.png 1536w, https:\/\/ppiswedia.org\/masakini\/wp-content\/uploads\/2021\/10\/Screenshot-2021-09-27-at-14.26.00-300x62.png 300w, https:\/\/ppiswedia.org\/masakini\/wp-content\/uploads\/2021\/10\/Screenshot-2021-09-27-at-14.26.00-850x176.png 850w\" sizes=\"(max-width: 1892px) 100vw, 1892px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>As a student, generally, our \u201ckodrat\u201d (re: nature) is basically to spend money, be it for grocery shopping, day-to-day transportation, or simply to have fun. As a not-so-frugal student who&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[141,359,143,13],"tags":[71,377,78,378,120,124,125,132],"class_list":["post-7762","post","type-post","status-publish","format-standard","hentry","category-blog","category-experience","category-hiburan","category-tips","tag-kuliah-di-swedia","tag-living-cost","tag-mahasiswa","tag-saving","tag-study-in-sweden","tag-sweden","tag-swedia","tag-tips"],"views":697,"_links":{"self":[{"href":"https:\/\/ppiswedia.org\/masakini\/wp-json\/wp\/v2\/posts\/7762"}],"collection":[{"href":"https:\/\/ppiswedia.org\/masakini\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ppiswedia.org\/masakini\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ppiswedia.org\/masakini\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ppiswedia.org\/masakini\/wp-json\/wp\/v2\/comments?post=7762"}],"version-history":[{"count":3,"href":"https:\/\/ppiswedia.org\/masakini\/wp-json\/wp\/v2\/posts\/7762\/revisions"}],"predecessor-version":[{"id":8191,"href":"https:\/\/ppiswedia.org\/masakini\/wp-json\/wp\/v2\/posts\/7762\/revisions\/8191"}],"wp:attachment":[{"href":"https:\/\/ppiswedia.org\/masakini\/wp-json\/wp\/v2\/media?parent=7762"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ppiswedia.org\/masakini\/wp-json\/wp\/v2\/categories?post=7762"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ppiswedia.org\/masakini\/wp-json\/wp\/v2\/tags?post=7762"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}